Nakshathra

0%

For Every Dream You Dare to Wear

Nakshathra
Privacy & Data Governance

Privacy Policy

For Every Dream You Dare to Wear. We safeguard your personal, transaction, and KYC data with the same purity, precision, and trust that define every ornament we craft.

Last Updated: January 2026
30+ Showrooms • India & UAE

Zero Data Sale

We never sell, trade, or monetize your personal or financial information to third-party brokers.

Statutory KYC & AML

Strict, confidential compliance with RBI, PMLA (India), and UAE FIU regulations for precious metals.

256-Bit SSL Security

Bank-grade encryption protocols safeguarding every online interaction, inquiry, and booking.

BIS & Invoice Records

Secure preservation of your BIS 916 Hallmark records and certificates for lifetime warranty support.

01

Introduction & Scope of Policy

Welcome to Nakshathra Gold and Diamonds LLP and Nakshathra HO (collectively referred to as “Nakshathra”, “we”, “us”, or “our”). Founded in 2013 in Nettoor, Kerala, Nakshathra has grown into a cherished jewellery destination operating 30+ retail showrooms across India and the United Arab Emirates, alongside presence in Oman, Bahrain, Kuwait, and Malaysia.

We are dedicated to upholding the highest standards of integrity, transparency, and trust—the very values on which our business is founded. This Privacy Policy governs your use of our digital platforms including www.nakshathra.com, our mobile applications, social channels, and in-person visits to any of our physical showrooms.

Governing Legal Frameworks:This document is framed in compliance with the Digital Personal Data Protection Act, 2023 (DPDPA) of India, the Information Technology Act, 2000, the UAE Federal Decree-Law No. 45 of 2021 on Personal Data Protection (PDPL), and internationally accepted data processing norms.
02

Information We Collect

Depending on whether you visit our showrooms, schedule appointments, or browse our digital catalogue, we collect specific categories of information:

  • Personal Contact Details: Full name, mobile phone number, email address, postal billing address, and preferred showroom city.
  • Jewellery & Purchase Records: Transaction history, purchased ornament details, gross/net weight, BIS Hallmark Unique Identification (HUID) numbers, diamond certificate numbers (IGI / GIA), and lifetime service logs.
  • Showroom Appointments & Preferences: Bridal consultation bookings, customized jewellery sketches, ring sizes, anniversary and birthday dates provided voluntarily for custom celebrations.
  • Technical & Device Telemetry: IP address, browser version, operating system, pages viewed, time spent exploring collections, and referring URLs.
03

Statutory KYC & Precious Metals Compliance

Due to the high intrinsic value of precious bullion, gold ornaments, and diamonds, retail jewellers are legally obligated by governmental and tax authorities to adhere strictly to statutory Know-Your-Customer (KYC) and Anti-Money Laundering (AML) standards.

India Regulatory Mandates

Under Rule 114B of the Indian Income Tax Rules and Prevention of Money Laundering Act (PMLA), presenting a valid Permanent Account Number (PAN) or Form 60 is mandatory for purchases of jewellery exceeding specified statutory limits (e.g., transactions of ₹2,00,000 or more).

UAE / GCC Regulatory Mandates

In the United Arab Emirates, compliance with the Ministry of Economy AML/CFT guidelines for Dealers in Precious Metals and Stones (DPMS) requires verification of Emirates ID or original passport details for qualifying transactions.

All statutory KYC identification documents collected are securely archived in restricted-access digital vaults strictly for tax and law enforcement auditing compliance.

04

How We Use Your Information

We use the information gathered about you only for legitimate, lawful business purposes, including:

  • Fulfillment & Invoicing: Generating accurate GST/VAT tax invoices, verifying HUID hallmark registrations, and completing bespoke order manufacturing.
  • Customer Service & Lifetime Care: Facilitating our complimentary jewellery cleaning, diamond prong checking, size alterations, and buyback/exchange calculations.
  • Showroom Appointments: Confirming appointments, arranging personalized bridal consultations, and preparing selected collections for your private viewing.
  • Nakshathra Loyalty Program: Administering loyalty card reward points, anniversary greetings, and private preview invitations.
  • Fraud Prevention & Audit: Detecting unauthorized transactions, verifying authentic invoice ownership, and meeting mandatory government reporting obligations.
05

Information Sharing & Third Parties

Nakshathra does not sell, rent, or trade your personal data. We share information only under strict, legally binding confidentiality contracts with the following categories of service providers:

1. Insured Logistics & Secure Vault Couriers

For deliveries or inter-showroom transfers of custom pieces, we partner with licensed, bonded armored logistics carriers (e.g. Sequel, BVC Logistics) strictly to facilitate safe, insured transport.

2. Certified Payment Processors

All digital payment transactions are routed through PCI-DSS certified payment gateways approved by the Reserve Bank of India and UAE Central Bank. Nakshathra does not capture or store raw credit/debit card numbers, CVVs, or banking PINs.

3. Regulatory & Law Enforcement Authorities

When mandated by court subpoena, tax scrutiny (Goods and Services Tax / Federal Tax Authority), or anti-money laundering statutory audits, we may disclose requested records in full accordance with statutory law.

06

Data Security & Safeguards

We employ administrative, physical, and technical safeguards engineered to protect personal data against accidental loss, unauthorized access, alteration, or disclosure:

  • Transport Layer Security (TLS/SSL): All online data transmissions on www.nakshathra.com are encrypted using 256-bit SSL cryptography.
  • Role-Based Access Controls (RBAC): Only authorized personnel with verified business needs possess credentials to view customer purchasing histories or KYC records.
  • Network Firewalls & Intrusion Monitoring: Regular vulnerability evaluations and secure server configurations hosted in ISO 27001 certified data center environments.
07

Cookies & Digital Tracking

Our website uses cookies and lightweight tracking pixels to enhance your browsing experience, remember language and regional showroom preferences, and evaluate site traffic patterns.

Essential Cookies

Necessary for site navigation, security features, and showroom appointment forms.

Performance Cookies

Anonymous telemetry helping us assess which jewellery collections are most popular.

Marketing Cookies

Deliver relevant updates regarding festive promotions and showroom inaugurations.

You can modify your browser settings at any time to reject non-essential cookies. Note that certain features of our interactive catalogue may require cookies to display smoothly.

08

Your Privacy Rights & Choices

Under applicable data protection laws, you possess fundamental rights regarding your personal information:

  • Right to Access & Review: You may request a summary of the personal data and invoice records we hold in your name.
  • Right to Rectification: You have the right to correct inaccurate contact details, updated mobile numbers, or mailing addresses.
  • Right to Opt-Out of Marketing: You may unsubscribe from WhatsApp broadcasts, SMS alerts, or email newsletters at any time by clicking “Unsubscribe” or texting STOP.
  • Right to Erasure (Subject to Law): You may request deletion of your promotional profile. However, transaction invoices, BIS hallmark records, and tax-mandated KYC files must be maintained for statutory record retention periods as required by law.
09

In-Store CCTV & Surveillance

For the physical safety of our patrons, team members, and high-value bullion assets, all Nakshathra showrooms and corporate offices are monitored by 24/7 Closed-Circuit Television (CCTV) cameras.

CCTV footage is retained on secure, encrypted digital video recorders for a rolling cycle of 30 to 90 days (unless needed for ongoing legal or insurance investigations). Footage is accessible only to authorized security chiefs and law enforcement upon official request.

10

Data Retention Guidelines

We retain your personal information only for as long as necessary to fulfill the purposes outlined in this policy or comply with legal, taxation, and accounting regulations:

Tax & Precious Metals Invoices: Retained for a minimum of 7 to 8 years in compliance with statutory requirements under Indian GST, Income Tax Act, and UAE Federal Tax Authority laws.

Hallmark & Warranty Records: Retained for the lifetime of the ornament to ensure you can claim our buyback, exchange, and maintenance promises at any time.

Digital Marketing Data: Retained until you opt out or withdraw your consent.

11

Policy Modifications

As we expand our showroom footprint to new international destinations and adopt emerging digital services, we may periodically update this Privacy Policy. The “Last Updated” date at the top reflects the effective date of the current version.

Significant revisions affecting how we handle your personal data will be communicated via prominent announcements on our website or direct notifications to registered loyalty members.

12

Grievance Officer & Official Contact

In accordance with the Information Technology (Intermediary Guidelines and Digital Media Ethics Code) Rules, 2021, and the DPDPA 2023, the contact details of our appointed Grievance Officer are provided below:

Grievance Redressal Officer: Legal & Compliance Department

Nakshathra Gold and Diamonds LLP, 2nd Floor, Syama Business Centre, NH Bypass, Vyttila, Kochi, Kerala 682019, India

Direct Email: care@nakshathra.com / info@nakshathra.com

Direct Phone: +91 98461 28916

Expected response timeframe: Within 48 business hours.

Official Support & Grievance Redressal

Have questions about this document?

Our dedicated compliance and customer relations officers in Kochi, Kerala and Dubai, UAE are at your service to clarify any aspect of our policies, order terms, or data practices.

Kerala, India (HQ)

Nakshathra Gold and Diamonds LLP

2nd Floor, Syama Business Centre
NH Bypass, Vyttila, Kochi, Kerala 682019

Dubai, UAE (HO)

Nakshathra HO

511, Shareena 3 Ithra
Gold Souk Deira, Dubai, UAE

Need immediate showroom assistance? Visit any of our 30+ showrooms.

Contact Support